Policy Pro | Term Insurance

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Term Insurance

Term insurance is a life insurance which covers the policyholder financially for a specific period of time. Unfortunately, if the policyholder dies then the death benefits are paid to the beneficiary by the company. Either a lump-sum amount is provided to the beneficiary in the beginning or it can be a combination of monthly amounts and lump-sum one.

Benifits of Term Insurance
  • The lump sum amount in case of sudden death.
  • Financial security for the family.
  • A lump sum amount in case of accidental death.
  • Supplementary income in case of accidental disability or illness.
  • See off loans and liabilities.

Need of Term Plans

  • The family of beneficiary gets coverage in case of death of the policyholder.
  • It covers future needs.
  • The policyholder can claim tax exemptions
  • List of a policy plan to choose from, the plan can be extended in case of a change in marital status and others.
  • Life insurance coverage for a low premium during the plan duration.

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