Policy Pro | Health Insurance

Health Insurance

Health insurance basically offers money related security for financial protection brought by critical illness, surgeries, maternity, accidental injuries, etc. depending upon the policy type. Due to unhealthy dietary patterns and accidents, there are constant threats which leads to diseases leading to prolonged treatments and hence health insurance nowadays has turned into a need.

Why do you need Health Insurance?
  • Protection from High Medical Costs : Covers expenses related to critical illnesses, and treatments.

  • Financial Security : Reduces the financial burden caused by accidents, diseases, medical care.

  • Health Emergencies : Provides coverage for unexpected medical events like accidents.

  • Access to Better Healthcare : Often gives you access to better medical facilities and quality treatment.

  • Tax Benefits : Health insurance premiums often qualify for tax deductions.

Types of Health Insurance

Health insurance plans vary by coverage, including individual, family, group, critical illness, maternity, and accident insurance.

Individual Health Plan

Health coverage for an individual to protect against unexpected medical expenses.

Family Floater Plan

A policy covering the policyholder, spouse, and dependent children.

Critical Illness Insurance

Covers life-threatening conditions like cancer, heart attack, and kidney failure.

Pre-Existing Disease Cover

Covers medical costs for pre-existing illnesses with a waiting period.

Senior Citizen Health Policy

Provides health coverage for individuals aged 60+ to manage healthcare costs.

Maternity Health Insurance

Covers medical expenses related to childbirth, including complications and infant care.